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В России процедура списания долгов имеет свои особенности,
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Списание долгов — это процесс, при котором кредитор отказывается от своего права требования по возврату заемных средств или уменьшает сумму
задолженности. Для физических
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Одной из основных форм списания долгов
в России является процедура банкротства.
Физическое лицо может обратиться в суд с заявлением о
признании его банкротом. В случае, если суд удовлетворяет такое заявление, происходит ликвидация имущества заемщика для удовлетворения требований
кредиторов. После ликвидации имущества, если оно не покрывает все долги, оставшаяся
сумма может быть списана.
Еще одним способом списания долгов
является реструктуризация.
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может принимать меры по стимулированию реструктуризации долгов или даже их частичного или полного списания для
облегчения финансового положения населения или
определенных отраслей экономики.
Важно отметить, что процесс списания долгов в России тщательно регулируется законодательством и требует соблюдения определенных процедур и условий.
Кроме того, списание долгов может иметь серьезные
последствия для финансового положения как заемщика,
так и кредитора, поэтому необходимо внимательно
оценивать все возможные альтернативы и последствия перед принятием решения о
списании долгов.
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